REAL ESTATE INVESTMENT FUNDS
Real estate investment funds make it possible to transform real estate investments, which by their nature take longer than investments in securities, into shares of financial assets that generate liquidity without the investor having to acquire a property directly. This type of funds, given its ability to preserve and increase value over time, represents an interesting alternative to traditional investments, especially in those market phases in which the progressive reduction of interest rates makes it attractive to invest in properties.
SECURITIZATION
Securitization is the process that best identifies the phenomenon of financial innovation process that has hit the world market in recent decades:
Launched in the United States during the 1970s and initially employed with the aim of demobilizing mortgage loans in the portfolios of financial institutions, it represented an operation that arose primarily with the simple objective of satisfying a need for liquidity.
ASSETS SECURITIZATION PROJECT
The main priority for the small and medium-sized business sector in Europe is undoubtedly the raising of liquidity.
Historically, companies have mainly relied on credit institutions to meet their financial needs, due to the impossibility of exploiting the advantages offered by alternative channels such as financing through bond loans, which have been increasingly expensive, especially for small and medium-sized enterprises.